Covering Personal Belongings: Homeowners Insurance OptionsFebruary 10, 2015
Valentine’s Day is approaching, which means jewelry is on the minds of many women (and some men). The average cost of an engagement ring in 2013 was $5,200. This is about the equivalent of a 65-inch LCD flatscreen TV. Do you have insurance to cover your belongings? What all does that insurance cover? Protect your investments.
Homeowner’s insurance policies in Iowa average several hundred dollars per year, according to the latest data available from the National Association of Insurance Commissioners. To make sure you are getting the biggest bang for your buck, Jones Insurance and Associates needs your help.
Basic Home Insurance
Obtaining personal belonging coverage under your homeowners insurance is less demanding. The only upkeep required is to make sure your policy is updated, and to continue your normal coverage process. Basic home insurance covers your home and personal property from damage caused by things like fire, wind, explosions, vehicles, theft, vandalism and a slew of other occurrences.
Unlike a jewelry store care policy, homeowners insurance does cover loss, theft and some Acts of God.
Beyond Basic Home Insurance
Don’t Own Your Home?
If you don’t own your home, don’t worry! Renters Insurance also covers personal belongings.
Author: Jones Insurance and Associates
February 10, 2015
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