2932 104th Street
Your home is by far your biggest asset, and it’s worth protecting with adequate homeowners insurance coverage. Few people could afford to rebuild their home if something happened to it. But even if you have enough assets to build or buy another home, there are better uses for that money. Homeowners insurance allows you to take some of the risks with owning a home and transfer them to the insurance company.
Far too many houses are damaged or destroyed each year because of fire, storms, or even flooding. Having comprehensive insurance gives you the peace of mind that your asset is protected. At Jayson Jones Insurance, we specialize in finding the best home insurance policy to fit your needs.
Home insurance includes 4 main coverage areas. The most important part is the dwelling of your home, but insurance also protects your personal belongings, provides liability protection, and covers the cost of temporary housing if your home becomes uninhabitable because of a covered incident.
Here are some examples of what your house insurance can cover:
When you think about the potential costs of repairs and the list of things your insurance policy covers, you’ll be glad you opted for extra protection. Keep in mind that not all of the things on this list are automatically included. As your insurance experts, we’ll make sure you know what is and what isn’t covered under your policy.
Many people shop for insurance purely based on price. That’s a mistake, because you might end up with a policy that doesn’t offer you the protection you thought you had. For example, if you have a trampoline or swimming pool, your policy must specifically include them as part of your liability coverage.
Here are some other common misconceptions about homeowners insurance:
Our insurance specialist will help you find the homeowners insurance policy that provides the coverage you need. We can create a customized policy for you that protects your asset, giving you the peace of mind you deserve.
If you own your home, whether you have a mortgage or not, you need homeowners insurance. Otherwise, you might lose everything you’ve worked so hard for.
Here are the homes that need insurance:
We can help you select the best coverage for your situation, whether you’re protecting a single-family home, a condo, or a seasonal residence.
Homeowners insurance is not legally required. If you have a mortgage, your lender will require home insurance. However, having full insurance coverage is still in your best interest because it protects your most important asset.
Homeowners insurance offers a layer of financial protection. It covers repairs and replacements costs if your home is damaged or destroyed. But it also includes a liability portion which protects your other assets as well.
You need enough insurance coverage to rebuild your home if necessary. Insure the home for its replacement value or how much it would cost to rebuild. You also want to insure your belongings and get adequate liability coverage. If you have significant assets, you can add an umbrella liability policy for more coverage.
We specialize in finding the right insurance policy for you, because we know your insurance needs are unique. Contact us today to schedule an appointment and discuss your home insurance needs.